Programmable finance, powered by Stellar

Money should come with instructions.

Create programmable financial agreements that automatically execute on Stellar — across currencies, borders, and recipients.

SOC 2 ready
SEC-registered custody partners
Salary receivedPayroll · $1,200Convert USD → INRStellar DEXSplit funds4 recipientsParents35%Education25%Emergency20%Savings20%CompletedExecuted by Soroban
Building blocks

Everything a modern agreement needs.

Compose triggers, conditions, conversions and payouts. Ship in minutes — settle in seconds.

Programmable Agreements

Compose money rules from primitive blocks — no code required.

Multi-currency Settlement

Route funds across USD, INR, EUR, USDC — settled on Stellar.

Automatic Distribution

Split incoming funds to any number of recipients, by %, fixed, or rule.

Escrow

Lock funds until conditions or approvals are met — with full audit.

Conditional Payments

Branch on approvals, deadlines, and external triggers.

Recurring Execution

Payroll, allowances, subscriptions — run on any cadence.

Powered by Soroban

Deterministic execution on Stellar's smart contract layer.

Cross-border Ready

Connect anchors and off-ramp locally around the world.

Why Stellar

Built on the rails made for value in motion.

Stellar's global settlement network and Soroban's smart contract layer let FlowLedger route money across borders, currencies, and rules — in seconds, at low cost.

Soroban

Deterministic smart contracts define every agreement's rules.

Stellar DEX

Best-rate conversion between currencies at settlement time.

Anchors

On/off-ramp partners around the world for local delivery.

Recipients

Funds arrive in each recipient's preferred currency.

Design money that runs itself.

Ship your first programmable agreement in under three minutes. No wallet setup, no glue code.